Federal Government’s Mortgage Insurance Changes

Federal Government’s Mortgage Insurance Changes

This morning, Federal Finance Minister Jim Flaherty announced changes to mortgage insurance rules intended to ensure the stability of Canada’s housing market.

These measures include:

  • Amortization period capped at 30 years
  • Reduction of government backing for home equity lines of credit
  • Maximum refinancing reduced to 85% from 90% LTV

If you have any questions about these new changes, please contact me for further details.

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